Does bankruptcy disqualify you for a job?If you’re overwhelmed by debt and are considering the proactive step of filing for bankruptcy so you can get a fresh start, you may have several questions. One of these might be, “does bankruptcy disqualify you from a job?” In most situations, bankruptcy won’t affect your current employment. It is possible that in the future when you look for a new job, a potential employer could become aware of your bankruptcy on your credit record. Federal, state, and local government agencies are prohibited by law from using your bankruptcy as a reason not to offer you a job. However, in private industry, some employers conduct credit checks on job applicants, and they might view a bankruptcy as a reason to avoid offering you a job. It really just depends on the employer. While most employers do not conduct a credit check, when applying for certain jobs such as in the financial industry, certain employers may conduct a credit check as part of their hiring process. If you are someone struggling to deal with debt and want to find answers to your questions, then a bankruptcy lawyer at Fesenmyer Cousino Weinzimmer can help. Our skilled and experienced attorneys have enabled many clients to achieve a fresh start. To learn more about how we can help, call us at 614-228-4435 (Columbus), 937-222-7472 (Dayton), or 877-654-5297 (Cincinnati). We offer a free initial consultation and can help you get back on the road to success. How long after bankruptcy can I get a job?You’re certainly allowed to look for a new job anytime during the bankruptcy process. You are not prohibited from switching jobs or conducting a job search when you file for bankruptcy. In some cases, it may not be a good idea for a person to make several big life changes all at once. Maintaining your current job until the bankruptcy is completed can provide you and your family with stability and an ongoing income. However, every individual and their family must do what’s best for them. Some tips for looking for a new job include:
If looking for a new job is part of your post-bankruptcy goals, then focusing on the future can be inspiring and invigorating. After all, the purpose of bankruptcy is to give you a fresh start for the future. Will bankruptcy keep me from getting a job?In some cases when you’re applying for a job in the private sector, an employer may check your credit report as part of a background check. This may or may not affect whether the company extends a job offer to you. Government entities – federal, state, municipalities, and others – are prohibited from withholding a job offer because a person has filed bankruptcy. However, private companies are not barred from doing this. The impact a bankruptcy has on your credit record will vary from employer to employer. Many employers do not conduct credit checks as part of their hiring process. What’s the difference between Chapter 7 and Chapter 13 bankruptcy?There are a few different kinds of bankruptcy, and a skilled attorney at Fesenmyer Cousino Weinzimmer can help you decide which one is right for you. The most common two types of bankruptcy for an individual are Chapter 7 and Chapter 13. Chapter 7 Bankruptcy Chapter 13 Bankruptcy Contact an experienced bankruptcy lawyer todayIf you are struggling to pay monthly credit card and consumer loan payments, and there seems to be no end in sight, it may be time to consider a different approach. Bankruptcy can be a path to a fresh start and greater financial freedom in the future. Even the most responsible individuals sometimes find themselves facing insurmountable debt because of catastrophic illness, job loss, or other financial setback. To learn more about whether bankruptcy could be the right step for you, talk to a skilled and experienced bankruptcy lawyer at Fesenmyer Cousino Weinzimmer. The initial consultation is free. Call us today at 614-228-4435 (Columbus), 937-222-7472 (Dayton), or 877-654-5297 (Cincinnati). We’re here to help you take steps toward a brighter financial future! The post Does Bankruptcy Disqualify You for a Job? appeared first on FCW. via Tumblr Does Bankruptcy Disqualify You for a Job?
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Bankruptcy is a debt relief remedy established by federal law. Fesenmyer Cousino Weinzimmer attorneys are available to carefully discuss and review your financial situation during your free consultation. For a consultation call us at 614-228-4435. |